Cigna Global for Expats in France (2026)

Healthcare · Decision Guide

Cigna Global for Expats in France (2026)

Cigna Global provides reliable coverage for expats navigating France's visa requirements. Whether you're applying for a Visitor Visa, work visa, or Passeport Talent, Cigna's comprehensive plans meet French consulate expectations.

Last reviewed: January 2026

Decision-support content for research purposes. Not legal, tax, or financial advice. Verify with official sources.

Understand Cigna Global for France.

  • Know which plans meet French requirements
  • Understand the Sécurité Sociale transition
  • Compare costs

Cigna Global at a glance

Key facts for France.

Visa compliance Generally accepted Familiar to French consulates
Plan types Silver, Gold, Platinum Gold/Platinum recommended
Monthly cost €150-400+ Varies by age
Best for Visitor Visa, long-term Those without Sécurité Sociale access

Key tradeoffs

Important considerations that affect most people in this situation.

Why choose Cigna for France

  • Documentation meets French requirements
  • Comprehensive coverage
  • Good private clinic access
  • Works during Sécurité Sociale transition

Considerations

  • Premium pricing
  • May be temporary if transitioning to public system
  • Annual commitment typical

Cigna and French visas

Cigna meets French requirements.

French consulates require adequate health insurance for visa applications. Cigna's Gold and Platinum plans satisfy these requirements.

For Visitor Visas, which prohibit work, you'll rely on private insurance throughout your stay. Comprehensive Cigna coverage makes sense.

For work visas and Passeport Talent, Cigna covers you during the transition to Sécurité Sociale (typically 3+ months after arrival).

  • Gold and Platinum commonly accepted
  • Essential for Visitor Visa applicants
  • Covers Sécurité Sociale transition period

Transitioning to Sécurité Sociale

For work visa holders, Cigna bridges the gap.

After validating your VLS-TS visa on ANEF and establishing 3+ months of residence, you can register with CPAM for Sécurité Sociale.

Cigna covers you until your carte vitale arrives. Some expats maintain Cigna as supplemental coverage even after gaining public access.

Common pitfalls

Issues that frequently catch people off guard in this area.

Letting coverage lapse before Sécurité Sociale is confirmed
Not validating VLS-TS on ANEF within 3 months

Common questions

Is Cigna accepted for French Visitor Visa?

Yes. Visitor Visa applicants will rely on private insurance throughout their stay—comprehensive Cigna coverage is appropriate.

Do I need Cigna after getting Sécurité Sociale?

Optional. Many add a mutuelle instead. Some maintain Cigna for faster private access.

Examples

These are examples of providers in this space, not endorsements. Options, features, and pricing change. Research current offerings before making decisions.

  • Cigna Global Gold — Standard for French visas
  • Cigna Global Platinum — Maximum coverage

Next steps

Continue your research with these related guides.

Sources & references

Provider Information

Information gathered from these sources as of January 2026. Requirements and procedures may change.

Important: This content provides decision-support information, not advice. Requirements, procedures, and costs can change. Always verify current information with official sources and consult qualified professionals for guidance specific to your circumstances.

Some pages may include example providers. This site does not recommend or rank options.